Governor of the National Bank of Serbia (NBS), Jorgovanka Tabaković, announced that Serbia has reached a historic low in non-performing loans. Problematic loans now account for just 2.7% of corporate lending and 1.17% of household loans.
Tabaković highlighted that responsible borrowers continue to repay their loans and benefit from the country’s financial stability. She also noted that from October 15, a new regulation will require banks to report to the NBS on measures taken to assist borrowers facing financial difficulties, such as job loss or reduced income, to prevent their loans from becoming non-performing.
The regulation mandates that banks actively monitor borrowers’ financial situations and offer repayment relief where necessary. Tabaković emphasized that the state aims to support citizens purchasing their first home rather than promoting real estate investments for rental purposes.
