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Serbia’s Mortgage Lending Expands as Youth Housing Programme Boosts Demand

Serbia’s household credit market recorded strong growth in the second quarter of 2026, with mortgage lending approaching a 20% annual expansion rate as a government-supported programme for younger borrowers generated a substantial share of new housing credit. Household borrowing increased by RSD 95 billion in Q2 2026. Housing loans accounted for RSD 30.5 billion of the increase, while cash loans contributed RSD 51.2 billion. Loans issued through the youth programme represented slightly more than 40% of the quarterly increase in…

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