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Serbian Banks Tighten Corporate Lending as Companies Increase Investment Financing Demand

Serbia’s corporate borrowers are facing tighter bank financing conditions at a time when demand for credit is increasing, creating a widening gap between companies’ funding needs and banks’ willingness to assume risk. The trend is highlighted by the National Bank of Serbia’s (NBS) bank lending survey for the second quarter of 2026, which covered 17 banks accounting for more than 99% of total banking-sector assets. Banks reported tighter corporate lending standards during the quarter and anticipate additional restrictions in the…

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