credit allocation

Serbia’s Banking System Shows Strength Amid Selective Credit Allocation

Serbia's banking sector has demonstrated robust core metrics as it entered 2026, positioning itself favorably within the region. The National Bank of Serbia (NBS) reported that the capital adequacy ratio for the banking sector stands at approximately 21%. Additionally, liquidity indicators are about double the regulatory minimum, and the non-performing loan ratio is around 2.14%. By the end of February 2026, gross foreign-exchange reserves reached a record €29.8 billion, indicating a solid financial foundation capable of supporting a larger investment…