banking services

Foreign-Owned Banks in Serbia: Performance and Market Dynamics in 2025

The banking sector in Serbia continues to be characterized by a significant presence of foreign-owned financial institutions, which play a crucial role in credit distribution, deposit collection, and overall profitability. In 2025, this structure has proven resilient, maintaining strong financial performance despite increasing cost pressures and regulatory challenges. In the first half of 2025, Serbian banks reported profits nearing €775 million, with foreign-owned entities contributing the majority of this figure. This outcome reflects their dominant market position and operational efficiency.…